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1 Standard car insurance policies generally do not cover the cost of replacing lost or stolen keys. Most basic policies focus on major damages and repairs rather than minor inconveniences like key replacement. While some comprehensive plans may offer limited coverage, it is crucial to review your policy details carefully to understand what is included.

• In some jurisdictions, there are specific insurance products designed to cover learner drivers. These policies often come with higher premiums and additional restrictions but provide necessary coverage for those learning to drive. For instance, in Australia, some insurance companies offer Learner Driver Insurance (LDI) policies that allow learners to drive with an instructor without being covered under another policy.

• The cost of extended warranties for used cars is another key consideration. These warranties can range from relatively affordable to quite expensive, depending on the level of coverage and duration. Buyers should weigh the cost of the warranty against their budget and likelihood of needing repairs. For example, those who drive frequently or in harsh conditions may benefit more from an extended warranty than those who use their car sparingly. Additionally, some manufacturers offer free or discounted extended warranties as part of promotional offers or trade-in deals, making them more accessible to budget-conscious buyers.